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flood re

Floodre Insurance

Floodre Insurance

Flood Re is a new way to help people who live in flood risk areas get affordable home insurance- from April 4th 2016.

Fill in our quick quote form and we’ll take you through all the options available.

Flood Re works behind the scenes with existing insurance companies and helps insurers offer more affordable flood insurance to those in areas at risk of flooding. It means in most cases, people will be able to buy home insurance for flood risk property with lower excesses and premiums.

Only people who live in flood risk areas will benefit from Flood Re, and even then it will depend on how much you pay for the flooding part of your home insurance.

A lot of people who live in a flood risk area are already aware of it. If you’re not sure, fill in our quick quote form and we can tell you if your property is considered at risk of flooding.

You can see the flood maps here for EnglandWales or Scotland. Remember to check for your risk of surface water flooding as well as your risk from rivers and the sea.

The Flood Re scheme is designed to help people who buy the buildings or contents insurance for properties which are at risk of flooding, providing they own and live in them. There is also a rule meaning you won’t be eligible if your property was built after January 1st 2009.

Much Ado About Insurance can make sure the policy gives you the cover that suits you best. You should take into account how much excess you would be prepared to pay (that’s the amount of any claim that you have to cover yourself) and whether you want to have additional protection against problems such as accidental damage. Remember to always answer all questions you are asked honestly.

You can look at the floodre website here: http://www.floodre.co.uk/

 

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